What is supplemental insurance?

I keep seeing all of these commercials for Aflec and supplemental insurance, but what is it for? I already have insurance through my job; do I need to buy more?

“Supplemental insurance is insurance that is meant to fill the gap that standard insurance can leave behind.
It is an optional coverage that you purchase separately from your current health insurance and it can be very helpful.
Your basic health insurance does not provide dental or vision care. If another option isn’t available to you through your employer, you can purchase a supplemental plan for the coverage.
If you are ill and out of work for a long period of time, disability insurance might not cover all of your monthly expenses like rent and food. You may need help getting to and from doctor appointments, so it can pay for transportation. Depending on the nature of your illness or injury, you may need assistance with basic housework and cooking.
The best way to find out if you need supplemental insurance is to get a few quotes, look at what they offer, and compare it to what you currently have.
While Jerry is not a health insurance company, we can help you save money on your car and home insurance policies. Every penny counts when the going gets tough!”
Shannon Martin
Answered on Jul 26, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.

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