I just bought a vacation house in Florida. My new neighbors told me I need to get snowbird car insurance for our car that I'm driving here. What is this, and do I really need it?
Reviewed by Shannon Martin, Licensed Insurance Agent.
Snowbird is a term for those who travel to Florida—or any other warm state—during the winter months. Snowbird car insurance is simply car insurance in the state you’re in for that period—in this case, Florida.
If you plan to spend your winter months driving in
You can drop your Florida insurance when you move back to your home state for the summer, but you’d have to re-register your vehicle and get a new insurance policy, depending on that state’s rules and requirements.
To avoid having to re-register your car every few months: Consider keeping a car in Florida. When you leave for the summer, you can reduce your car insurance, then increase coverage when you’re back in town. Your provider may have additional requirements or recommendations.
If you’d like help shopping for low rates for snowbird car insurance in Florida, use the
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