What is personal liability coverage on renters insurance?

"For example, let's say I have $100,000 in personal liability coverage on my renters policy. What does that mean?


Answer provided by
Savannah Grabek
Answered on Apr 13, 2021
Savannah Grabek is an expert in Personal Lines insurance. She has 5 years experience in the insurance industry. Savannah began her carrier working with just property insurance and is now tenured in all personal line including home, auto, motorcycle, boat and umbrella. She previously worked for GEICO and has now been working with Jerry insurance for the past year. Savannah lives in New York with her son, fiancé, and puppy Bear. In her free time she enjoys spending quality time with her family and hiking with her dog.
“Liability coverage can protect you if you are facing a lawsuit for injury or loss of personal property. This coverage is typically the reason why many apartment complexes require you to carry renters insurance. Most apartments require $100,000 in liability coverage.
For example, let’s say you left the stove running and there was a fire. The landlord has the right to sue you for property damage. Your renters insurance will help pay for lawyer’s fees to go to court and damages to the property.

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies