What is personal liability coverage on renters insurance?

"For example, let's say I have $100,000 in personal liability coverage on my renters policy. What does that mean?

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Apr 13, 2021
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Savannah Grabek
Answered at Apr 13, 2021
“Liability coverage can protect you if you are facing a lawsuit for injury or loss of personal property. This coverage is typically the reason why many apartment complexes require you to carry renters insurance. Most apartments require $100,000 in liability coverage.
For example, let’s say you left the stove running and there was a fire. The landlord has the right to sue you for property damage. Your renters insurance will help pay for lawyer’s fees to go to court and damages to the property.
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