What is personal liability coverage on renters insurance?

"For example, let's say I have $100,000 in personal liability coverage on my renters policy. What does that mean?


Apr 13, 2021
Answer provided by
Savannah Grabek
Answered at Apr 13, 2021
“Liability coverage can protect you if you are facing a lawsuit for injury or loss of personal property. This coverage is typically the reason why many apartment complexes require you to carry renters insurance. Most apartments require $100,000 in liability coverage.
For example, let’s say you left the stove running and there was a fire. The landlord has the right to sue you for property damage. Your renters insurance will help pay for lawyer’s fees to go to court and damages to the property.
Renters Insurance

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