What is hazard insurance?

"I’ve heard the term “hazard insurance” when people are discussing home insurance. What is it?


Answer provided by
Shannon Martin
Answered on Apr 14, 2021
“Hazard insurance is that portion of your homeowners policy that specifically insures the structure of the home itself. This is the section of the policy that a lender or mortgage company will often refer to because it protects their interest in the property. “

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