Services
PriceProtect™
DriveShield™
GarageGuard™
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Home Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Recent Studies
Comprehensive Data Reports
Reviews
About
FAQ
MenuIcon
BACK

What is excluded in comprehensive coverage?

What does comprehensive insurance cover and what would be excluded? I don't think I can afford to add both comprehensive and collision coverage to my car.

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“
Comprehensive insurance
 protects your vehicle from damage that occurs from a covered peril. This can include:
  • Hail damage
  • Windstorm damage
  • Flood damage
  • Vandalism
  • Theft
  • Collision with an animal
  • Cracked or broken glass
While covered perils may vary depending on the carrier, comprehensive will never cover damage caused by a collision with another vehicle or object or an uncovered peril.
Collision insurance
 is designed specifically for that.
If you can’t afford both comprehensive and collision with your current carrier, you should shop around. You may be able to find more affordable coverage for both elsewhere. You can
request car insurance quotes online
 to see what the cost of both would be.
Even if you can’t afford comprehensive and collision right now, it’s better to have comprehensive coverage on your vehicle than none at all.”
MORE:
Is Hail Damage Covered By Car Insurance?
Car Insurance RatesComprehensive Coverage
View full answer 
Jerry user testimonial avatar
rating primary
“My experience with Jerry has been absolutely incredible. It took my car insurance from about $400/month to about $80. The entire experience is seamless.” - Gregory R.
Lower my car insurance too
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Find insurance savings

You Might Also Be Interested

card cover

What Is the Difference Between Collision and Comprehensive Insurance?

What is the difference between collision and comprehensive insurance? We’ve got answers. (Hint: it’s all in how your car gets damaged.)
avatar
R.E. Fulton
card cover

Collision vs. Comprehensive Car Insurance: How to Tell Which One You Need

Both collision and comprehensive car insurance cover damage to your vehicle, but how do you decide which one to get? This article walks you through some factors to consider when making your decision.
avatar
Elan Mcafee
card cover

What Is a Comprehensive Deductible and What Does it Cover?

A comprehensive deductible is the amount you must pay before your comprehensive car insurance coverage kicks in.
avatar
Cheryl Knight

Read Advice From Car Experts At Jerry

card cover

What Is an Insurance Binder?

An insurance binder for a car is temporary proof of insurance that can satisfy car loan requirements until your official policy is issued.
avatar
R.E. Fulton
card cover

How to Build a Custom Honda Fit

From four different trim levels to a variety of awesome aftermarket mods, there are plenty of great ways to customize your Honda Fit.
avatar
Samuel Todd
card cover

What Car Does Clint Eastwood Drive?

Acclaimed filmmaker and actor Clint Eastwood has owned many prized rides in his life, including a Gran Torino Sport, several Ferraris, and a GMC Typhoon SUV.
avatar
Jason Tushinski

What Others Are Asking

Where is the OBD port in a 2016 Honda CR-V?
My car’s been acting a little funky lately, and my neighbor loaned me their OBD reader. But here’s the thing—I don’t know where to plug this thing into. Where is the OBD port on a 2016 Honda CR-V?
avatar
Amber Reed
How do I play Bluetooth music in a 2011 Ford Fiesta?
I just purchased my first car, a 2011 Ford Fiesta. I want to stream music from my phone instead of listening to the radio. Is there Bluetooth music on the 2011 Fiesta?
avatar
Mary Cahill
What should I do if my 2006 Kia Sedona’s sliding door won't open?
My wife drives a 2006 Kia Sedona, and the sliding doors stopped working a few days ago. It beeps when we push the button, but it doesn’t open. What could be the issue?
avatar
Macy Fouse
Browse All Questions

Browse More Content

Car Repair Resources

Insurance for Your Car

Insurance in Your State

    Insurance In Your City

    Easiest way to compare and buy car insurance

    √
    No long forms
    √
    No spam or unwanted phone calls
    √
    Quotes from top insurance companies
    Find insurance savings
    Car Insurance by Make
    Audi
    BMW
    Dodge
    Ford
    GMC
    Honda
    Hyundai
    Jeep
    Kia
    Lexus
    Mercedes-Benz
    Mitsubishi
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Model
    Chevrolet Silverado
    Chevrolet Malibu
    Ford Escape
    GMC Sierra
    Honda Accord
    Honda Civic
    Hyundai Tucson
    Jeep Cherokee
    Jeep Wrangler
    Kia Forte
    Mazda 3
    Nissan Altima
    Subaru Outback
    Subaru Crosstrek
    Toyota Camry
    Toyota Corolla
    Toyota Tacoma
    Toyota Highlander
    Toyota Rav4
    Volkswagen Jetta
    View all
    Car Insurance by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Insurance by City
    Austin, TX
    Boston, MA
    Charlotte, NC
    Chicago, IL
    Columbus, OH
    Dallas, TX
    Denver, CO
    Houston, TX
    Indianapolis, IN
    Jacksonville, FL
    Las Vegas, NV
    Los Angeles, CA
    Nashville, TN
    New York, NY
    Philadelphia, PA
    Phoenix, AZ
    Portland, OR
    San Antonio, TX
    San Francisco, CA
    Seattle, WA
    View all
    Car Loan by Make
    Audi
    BMW
    Chevrolet
    Ford
    GMC
    Honda
    Hyundai
    Kia
    Lexus
    Nissan
    Mercedes-Benz
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Company
    AAA
    Allstate
    Aspire Advantage
    Assurance America
    Bristol West
    Commonwealth
    Dairyland
    Encompass
    Infinity
    Kemper
    Mapfre
    Mercury
    National General
    Nationwide
    Plymouth Rock
    Progressive
    Safeco
    State Auto
    Travelers
    Car Loan by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Repair by Service
    AC Compressor Replacement Cost
    Battery Replacement Cost
    Fuel Injector Replacement Cost
    Fuel Pump Replacement Cost
    Ignition Coil Replacement Cost
    Oil Change Cost
    Oil Pan Replacement Cost
    Power Steering Fluid Service Cost
    Rotate Tires Cost
    Spark Plugs Replacement Cost
    Timing Belt Replacement Cost
    Valve Cover Gasket Replacement Cost
    Water Pump Replacement Cost
    Wheel Bearings Replacement Cost
    View all