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What is covered when you submit a bodily injury claim?
Can I submit all of my medical bills to the at fault party's insurance? I was in an accident and not at fault. I had to go to the hospital with injuries. I will also be going to physical therapy weekly.
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you are injured in a car accident, the at fault party’s
bodily injury liability
will cover your:- medical expenses
- loss wages
- pain and suffering
Should you submit a claim and the other party’s bodily injury limit does not cover your claim amount, you have a few options.
You can choose to settle for their limit or pursue legal action. You may be able to recover a larger amount if you file a suit against the responsible party.
You also may be able to submit a claim to your own insurance if you have:
Each of these provides additional coverage if you’re injured in an accident and can help cover some of your medical costs.”
View full answer
- Gregory R.
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