What is covered when you submit a bodily injury claim?

Can I submit all of my medical bills to the at fault party's insurance? I was in an accident and not at fault. I had to go to the hospital with injuries. I will also be going to physical therapy weekly.

Answer
“If you are injured in a car accident, the at fault party’s bodily injury liability will cover your:
  • medical expenses
  • loss wages
  • pain and suffering
Should you submit a claim and the other party’s bodily injury limit does not cover your claim amount, you have a few options.
You can choose to settle for their limit or pursue legal action. You may be able to recover a larger amount if you file a suit against the responsible party.
You also may be able to submit a claim to your own insurance if you have:
Each of these provides additional coverage if you’re injured in an accident and can help cover some of your medical costs.”
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Emily Maracle
Answered on Jul 09, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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