What is covered when you submit a bodily injury claim?

Can I submit all of my medical bills to the at fault party's insurance? I was in an accident and not at fault. I had to go to the hospital with injuries. I will also be going to physical therapy weekly.

“If you are injured in a car accident, the at fault party’s bodily injury liability will cover your:
  • medical expenses
  • loss wages
  • pain and suffering
Should you submit a claim and the other party’s bodily injury limit does not cover your claim amount, you have a few options.
You can choose to settle for their limit or pursue legal action. You may be able to recover a larger amount if you file a suit against the responsible party.
You also may be able to submit a claim to your own insurance if you have:
Each of these provides additional coverage if you’re injured in an accident and can help cover some of your medical costs.”
Emily Maracle
Answered on Jul 09, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

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