What is an auto credit reference number on a car loan application?

I'm filling out a car loan application, and I came across a section under references that says "auto credit reference number." It's listed next to whether or not I'm trading in my car. What does this mean?

Answer provided by
Eric Schad
Answered on Apr 27, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“This could be an internal reference number that the lender will fill out. Essentially, they just want to know if you’re trading in your car.
The number could be a way for the lender to see if you still owe money on your trade-in. Since every application is different, you might just ask the lender to clarify.”

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