Reviewed by Shannon Martin, Licensed Insurance Agent.
“A reefer truck refers to the refrigerated trailer that semi-trucks pull to haul perishables and frozen foods. The term reefer is an old U.S. Navy slang for a cold storage locker and is now the standard term for refrigerated commercial trucks and shipping containers.
What makes a reefer different from a cooling van is that it has an active, closed cooling system. This means the driver can adjust the temperature to meet both frozen or refrigerated shipping temperature needs.
If you have a reefer truck, make sure you have the proper
to cover your cargo against spoilage. Because perishable items pose a higher risk to clients, you will need specific policies to ensure your truck and shipment are covered.
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