If a driver has a $50,000 limit for bodily injury and your medical expenses are $35,000, you could technically ask for up to $15,000 in pain and suffering.
However, you aren’t guaranteed to get that exact amount. You’ll be required to negotiate with the at-fault driver’s insurance to come to an agreement on a settlement amount. You want to be sure you’re asking for a fair amount that covers any hardship you’ve faced from the accident.”
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