What is a normal settlement amount for pain and suffering?

How much should I ask for in a car settlement? I will be submitting a claim for pain and suffering to an at-fault driver's insurance.

Answer
“The biggest factor when determining a pain and suffering settlement amount is an at-fault driver’s bodily injury liability limit.
A driver’s bodily injury limit determines how much a policy will pay out when the driver is at fault and someone is injured in an accident. Included this limit are:
  • pain and suffering
  • medical expenses
  • lost wages
If a driver has a $50,000 limit for bodily injury and your medical expenses are $35,000, you could technically ask for up to $15,000 in pain and suffering.
However, you aren’t guaranteed to get that exact amount. You’ll be required to negotiate with the at-fault driver’s insurance to come to an agreement on a settlement amount. You want to be sure you’re asking for a fair amount that covers any hardship you’ve faced from the accident.”
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Emily Maracle
Answered on Jul 09, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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