What insurance options do I have when I plan on renting a car for a long-term situation?

I have been living in Australia for the past 20 years and will be returning to Pennsylvania soon. I plan on renting a car for several months since I am not sure what life has in store for me. Is there a way for me to get cheaper insurance than what the car rental agency has?

Answer provided by
Shannon Martin
Answered on Apr 29, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
“Renting a car for more than a short period of time can be very expensive.
First, check with your credit card carrier and see if they have any “”travel perks”” discounts for the car rental. They may offer free rental car insurance, but make sure they know you will have the car for more than 30 days. There is usually a time limit on the insurance.
The most cost-effective option for you may be to purchase a non owners car insurance policy. This type of policy provides liability insurance for a car that you are renting or borrowing. Many carriers like GEICO and Progressive sell these policies.
If you want to save money on car insurance, the Jerry app is a good place to start. A licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand insurance companies and buying new car insurance. “

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