What insurance is the cheapest for my junker summer car?

I bought an old junker car for $750 just to drive for the summer before I go off to college. The insurance is almost $200 a month! How can I get cheap insurance for my cheap car? I am 18 in PA.

Apr 29, 2021
Answer provided by
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Shannon Martin
Answered at Apr 29, 2021
“The best way to find car insurance for college students is to use a broker that will shop with multiple companies to find you the best rate.
The value of the vehicle will ultimately not have a significant impact on your rates if you are not carrying collision coverage and comprehensive coverage. If you have collision coverage, consider removing it as the cost would likely be too significant for your vehicle.
The biggest factor affecting your rate is probably driving experience. Even with a good driving record, insurance is more expensive for young drivers.
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