What insurance is the cheapest for my junker summer car?

I bought an old junker car for $750 just to drive for the summer before I go off to college. The insurance is almost $200 a month! How can I get cheap insurance for my cheap car? I am 18 in PA.

“The best way to find car insurance for college students is to use a broker that will shop with multiple companies to find you the best rate.
The value of the vehicle will ultimately not have a significant impact on your rates if you are not carrying collision coverage and comprehensive coverage. If you have collision coverage, consider removing it as the cost would likely be too significant for your vehicle.
The biggest factor affecting your rate is probably driving experience. Even with a good driving record, insurance is more expensive for young drivers.
Shannon Martin
Answered on Apr 29, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.

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