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What insurance is the cheapest for my junker summer car?

I bought an old junker car for $750 just to drive for the summer before I go off to college. The insurance is almost $200 a month! How can I get cheap insurance for my cheap car? I am 18 in PA.

avatar
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The best way to find
car insurance for college students
is to use a broker that will shop with multiple companies to find you the best rate.
The value of the vehicle will ultimately not have a significant impact on your rates if you are not carrying
collision coverage
and
comprehensive coverage
. If you have collision coverage, consider removing it as the cost would likely be too significant for your vehicle.
The biggest factor affecting your rate is probably driving experience. Even with a good driving record, insurance is more expensive for young drivers.
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