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What insurance coverage should I have for my motorcycle in Pennsylvania?

I'm wondering what insurance limits I should carry for my motorcycle and how to find the most affordable rate.

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“In Pennsylvania, the
minimum required insurance
 is $15,000/$30,000 for
bodily injury liability
, $5,000 for
property damage liability
, and $5,000 for
medical payments coverage
.
While these limits are the minimum required to operate your motorcycle on the road, most insurers recommend carrying higher limits of coverage.
Other coverage options to consider are
uninsured/underinsured motorist coverage
,
comprehensive coverage
, and
collision coverage
. These coverages will provide extra protection in the event of an accident.
It’s important to look at what you can afford for insurance coverage. Once you figure that out, you can shop around with different insurance carriers. By shopping around, you’ll be able to get the highest-limit coverage available within your budget.
“
State Insurance MinimumsCar Insurance
View full answer 
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