What insurance company has the best rate for younger drivers?

I'm heading to college and want to find a company that has lower rates. I will only be using my car to commute a short distance to a part-time job.

Answer provided by
Emily Maracle
Answered on Apr 21, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
“There are quite a few companies that offer lower rates for college students. Discounts vary from carrier to carrier, but insurers often offer a good student discount or discounts for being a part of student organizations. If you aren’t going to be driving your vehicle very far, many carriers also offer a low mileage discount.
Although age does have a significant impact on your rate, having a clean driving record can help reduce your premium.
The best thing to do is shop around. Get quotes from major carriers like State Farm and Liberty Mutual, as well as smaller regional carriers.
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