What information should I exchange after a minor car accident?

I know that for more significant accidents, you should call the police, but I've also heard minor accidents only require an exchange of information. What inforation do I exchange after a minor car accident?

Answer
“When you’re in an accident, make sure to exchange this information:
  • Insurance company and policy number
  • Driver’s license number
  • License plate number
  • Name and address of the driver
You should also document any or all of this information, including the severity of the damage with pictures, to give to your car insurance company. By doing so, you can avoid the he-said, she-said nature of accidents that don’t involve law enforcement figures.
However, some states do require that you call the police regardless of the damage. It’s best to research your state’s requirements before deciding not to call the police.
If your insurance rate goes up after submitting a claim, use Jerry. A licensed broker that offers end-to-end support, the free Jerry app gathers affordable quotes, helps you switch plans, and even cancels your old policy for you.”
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Eric Schad
Answered on Aug 23, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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