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What information should I exchange after a minor car accident?
I know that for more significant accidents, you should call the police, but I've also heard minor accidents only require an exchange of information. What inforation do I exchange after a minor car accident?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“When you’re in an accident, make sure to exchange this information:
- Insurance company andpolicy number
- Driver’s license number
- License plate number
- Name and address of the driver
You should also document any or all of this information, including the severity of the damage with pictures, to give to your
car insurance
company. By doing so, you can avoid the he-said, she-said nature of accidents that don’t involve law enforcement figures.However, some states do require that you call the police regardless of the damage. It’s best to research your state’s requirements before deciding not to call the police.
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