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What homeowners insurance am I eligible for when renovating my home?
Is there a type of insurance I can get during renovation? I took out a loan to renovate my home. My previous homeowners insurance canceled due to the construction. I'm required to have homeowners insurance.
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If your current insurance company wasn’t aware that the home was going to be under construction when you signed your agreement or you didn’t inform them in advance, this is likely why your policy was cancelled.
Most insurance companies do have clauses or endorsements you can add to policies for things like construction; however, insurance companies need to be informed.
If you signed an agreement and didn’t mention the construction on the home, they can legally cancel your policy.
You’ll need to inform them that you’re renovating your home. They’ll be able to ensure you have the proper coverage on your policy to meet your loan agreement and also protect your home.”
View full answer
- Gregory R.
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