PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
What happens when the damage in a four-car accident exceeds the insurance limits available?
Hypothetically, if someone gets in a four-car accident and they are at fault but they have minimum coverage, what will happen to them?
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“First, your insurance company would notify the other parties involved in the accident that there is a policy limit issue with your
liability coverage
. Your company and the other insurance companies would urge the other insureds to file with their own insurance, and then those insurance companies would decide whether to accept your policy limits or pursue you directly for compensation.If one of the other parties has no first-party coverage, they may have no other recourse but to come after you for their damages.
If one of the other parties hires an attorney, things will get even more complicated.”
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
.jpg&w=64&q=75){kind=avatar}
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
