, you are responsible for any damage you cause. This means that if you injure someone and don’t have bodily injury coverage, you would have to pay for their medical bills and expenses out of pocket.
If you refuse to pay them or can’t, their insurance or the driver themselves can file a lawsuit against you. You could see your wages garnished or assets liquidated to pay for the costs.
Beyond being held responsible, your license can be suspended and you could be fined for driving without insurance.
requirements exist to help protect all drivers. If you are choosing to drive a vehicle, you need to be properly insured. If not, you can face fees that far exceed an insurance premium.”
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.