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What happens if you get into an accident with Zipcar?

Do I have car insurance if I get into an accident? I just purchased a membership with Zipcar and want to make sure I'm covered with them.

avatar
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Borrowing someone’s car and getting into an accident is a worst case scenario. Thankfully, if you’re a member of Zipcar, you have
car insurance
through the company. Zipcar offers drivers
liability insurance
, which will help cover damages if you’re at fault in an accident.
Typically, Zipcar has policies that meet the
state minimum car insurance
requirements. In some states, you may be eligible to purchase additional liability insurance. The additional insurance can provide you with up to $300,000 of coverage.
Zipcar also offers some
collision coverage
or damage coverage to protect their vehicles, but it requires the driver to meet a $1,000 deductible before the coverage will kick in.
If you decide you’d like additional insurance coverage, consider purchasing a
non-owners policy
. A non-owner policy will extend coverage to any vehicle you drive.
If you’d like help finding insurance, use
Jerry
. If you call or text Jerry, a friendly and knowledgeable agent can help you find the perfect policy at the lowest price.”
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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