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What happens if you drive without car insurance in Massachusetts?

I'm considering letting my insurance lapse to save costs. What happens if I get pulled over for a routine traffic stop and I don't have it?

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Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“In Massachusetts, it’s considered a civil motor vehicle infraction (CMVI) to drive without an active
car insurance
policy.
If caught driving without one, you could face:
  • a $500 fine
  • an additional $500 payment or one full year premium of compulsory insurance (whichever is larger)
  • suspension of your driver’s license and registration for 60 days with a $500 fee for reinstatement
  • up to a year in jail
In short, driving without car insurance can be a costly endeavor, but if you’re looking to save money on car insurance,
Jerry
can help. Jerry compares rates from the top 50 companies and delivers the best deals to your phone in minutes.”
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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