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What happens if you don't have comprehensive insurance in an accident?

Will my insurance cover any of the damage if I hit a deer and don't have comprehensive insurance on my car?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you collide with an animal and your vehicle is damaged, you will need
comprehensive insurance
 to cover the damage.
Without it, your car insurance will not cover any of the damage.
This is because
liability car insurance
 only covers the damage that you do to other people’s vehicles or injuries you cause.
Comprehensive and collision insurance are the only coverages on a car insurance policy that will cover damage done to your vehicle, regardless of fault.”
MORE:
Is Hail Damage Covered By Car Insurance?
Comprehensive CoverageTypes of Insurance
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