What happens if you don't have comprehensive insurance in an accident?
Will my insurance cover any of the damage if I hit a deer and don't have comprehensive insurance on my car?
“If you collide with an animal and your vehicle is damaged, you will need comprehensive insurance to cover the damage.
Without it, your car insurance will not cover any of the damage.
This is because liability car insurance only covers the damage that you do to other people’s vehicles or injuries you cause.
Comprehensive and collision insurance are the only coverages on a car insurance policy that will cover damage done to your vehicle, regardless of fault.”
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Read advice from car experts at Jerry
Browse by topics
What others are asking
Do you need full coverage on a 12 year old car?
Do I need to keep full coverage on a car if it's paid off? I have a 2009 Toyota Tundra and I want to save money.
Jul 15, 2021
When can you stop carrying comprehensive coverage on a car?
I am financing a 2017 Chevy Equinox. When can I stop carrying full coverage on my car?
Jul 15, 2021