What happens if my brother and I both insure the same car?

"I'm 16 and my parents are forcing my 17-year-old brother and I to share a minivan. I know we both need to be insured to drive the car, but how does this work?"

Answer
“As long as you and your brother are both listed as drivers on a car insurance, there should be no problem sharing the car in terms of insurance.
Keep in mind the premium will be higher because of the increased risk of two drivers–especially two young drivers.
It will be difficult to extricate yourself from your brother unless you purchase your own vehicle and your own policy.”
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Sophie Newman
Answered on Jul 27, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
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