What happens if I rent a car from Enterprise and get in an accident, but I don't have my own insurance?
I want to rent a car from Enterprise. I don't have my own insurance, and I really can't afford their additional supplemental liability insurance. What happens if I get into an accident?
under the rental car agreement—but this may not cover all the damages.
The good news: When you rent a car, the rental company is required by law to give you state-minimum liability coverage. It sounds like you declined their
, but you should still have the standard minimum liability.
The bad news: In most states, the bare minimum doesn’t cover much. If you were to hit someone, the rental company’s liability insurance would pay out up to the stated limits, but you’d be liable for anything over that amount.
If you’re concerned about coverage but you can’t afford the supplemental insurance, you may want to look at getting
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