Q: What happens if I rent a car from Enterprise and get in an accident, but I don't have my own insurance?
May 04, 2021

I want to rent a car from Enterprise. I don't have my own insurance, and I really can't afford their additional supplemental liability insurance. What happens if I get into an accident?

Answer provided by
Eric Schad
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.

“When you rent a car, the rental company is required by law to give you state-minimum liability coverage, but in most states this doesn’t cover much.

If you were to hit someone, this insurance would come into effect, paying up to the stated limits. Anything over that, you’d be liable for.

If you can’t afford the supplemental insurance, you may want to look at getting non owners car insurance. It might be cheaper than the rental car company’s options.

If you want cheap car insurance quotes fast, go to Jerry. A licensed broker that offers end-to-end support, the free Jerry app gathers affordable quotes and helps you buy insurance.”

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This app is truly amazing and I recommend it to everyone. They were able to save me over $100/yr on car insurance, and I hardly had to do a thing. They got finalized quotes for me in minutes, and I didn't have to call anyone. They also canceled my old policy, and got me on to my new one for me!