What happens if I drive more miles than I told Allstate?

What do I do if I drove more miles than I told Allstate? Allstate required that I specify how many miles I drive each year. I noticed that this year I exceeded the estimate I gave them. What happens now?

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Sophie Newman
Answered on Jul 20, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
“If you end up accruing more annual mileage than the estimate you provided to your car insurance company, there’s no need to panic.
Car insurance companies like Allstate use mileage information to help calculate your insurance rates.
While it’s expected that you are as accurate as possible, even insurance companies understand it’s impossible to be completely precise.
Next time you renew your policy, adjust your mileage as necessary. While you want to avoid paying higher premiums by overestimating your annual mileage, adding extra miles in for those spontaneous trips will help you avoid this situation in the future.”
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