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What happens if I don't renew my car insurance by accident?

I forgot to renew my car insurance this month. How long do I have to renew my policy after it expires?

avatar
Emily Richey · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
No need to worry. When your liability coverage expires, your insurance company will usually renew it, update your rates, and send you a new insurance card automatically.
The only occasion you might be marked for non-renewal by your insurer is if you accumulate a lot of traffic violations. Missing the first payment—and the subsequent grace period, which can range from one week to 30 days—could also result in your provider terminating your coverage. If that happens, you'll receive a one-month notice before your current policy’s expiration date, giving you time to
shop for auto insurance
.
Ask your insurance agency about the renewal guidelines if you haven't renewed your policy or slipped into a grace period for a missed payment. Before you can keep your coverage, you'll need to pay any past-due premiums.
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