PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
What happens if a golf ball hits my car while driving on a public road?
I was driving when a golf ball struck my back windshield. Is the city responsible, or do I have to make a claim on my own car insurance?
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If a golf ball hits your car on a public road, you’d need to find the person responsible. The city wouldn’t take accountability for the damage as you were on a public road.
Comprehensive coverage covers falling objects and broken glass, but you’ll have to meet your deductible before coverage kicks in. If the golf ball caused $350 worth of damage but your deductible is $500, your
car insurance
won’t apply. If that happens, you’ll be responsible for paying for the damage out of pocket unless you can find the person responsible.
When damage occurs, it’s a great time to look at your insurance policy. While changes won’t help this claim, they can protect your car in the future. You can collect quotes from various companies to determine what the best rate is for the coverage your require.
If you don’t want to do the hard work yourself, use the
Jerry
app. Jerry finds you the best insurance rates from up to 50 top providers and delivers the best deals to your phone in minutes for free.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
