What GPA do I need to get a discount on my insurance policy?

Will a 3.2 GPA help me save money on my car insurance? I have my first transcript back from college and I did pretty well: 3.2. This may be the first time I can get a discount on my car insurance and I wasn't sure what the GPA cut off is.

Answer provided by
Shannon Martin
Answered on Jul 12, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
“Great job! Yes, the GPA needed for the good student discount is 3.0. Just get in touch with your carrier and submit a copy of your college transcript.
Car insurance for college students can be expensive, but there are ways to make it cheaper. Check with your company to make sure you are getting the following discounts:
  • Good student discount
  • Driver training discount
  • Defensive driver discount
  • Safety features
  • Sorority/Fraternity affiliations
If you aren’t happy with your rate, it may be time to shop for new car insurance.
Give the free app Jerry a try! Jerry will gather insurance quotes from over 45+ different carriers within seconds. Jerry will re-shop your policy every renewal to make sure the rate you have is the lowest one available.”

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