Depending on the carrier, your rate can increase or generally be higher when you have these on your record. It often takes three to five years for tickets and accidents to stop impacting your rate.
If you’re looking to lower your current rate, you should compare rates with different carriers. By shopping around and using a smart comparison tool like
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.