What does Zipcar insurance cover?
I know I have insurance through Zipcar, but what is covered? Do I need to supplement with my own insurance?
“Zipcar’s car insurance policy covers physical damage, similar to collision coverage on a standard car insurance policy.
Zipcar insurance also includes:
- Secondary third party liability coverage
- Personal Injury Protection (PIP) or no-fault coverage if required by the state
In an accident, drivers are responsible for up to the first $1,000. After that, Zipcar covers the remaining damage. You can purchase a damage protection plan that will help reduce or eliminate the initial $1,000 as well.
If you’re concerned about Zipcar’s policy not offering adequate coverage, you can always purchase non-owner car insurance as a supplemental plan. Non-owner insurance is a policy for those who don’t own vehicles. A policy will extend coverage to any car you drive, which may include a Zipcar.
To learn more about non-owners insurance or get a quote, you’ll need to call car insurance companies. As non-owner’s policies are nonstandard, you typically can’t request a quote online. You can also call or text Jerry’s friendly agents at (650)753-7799. As licensed agents, they can help you find the best policy from numerous companies to protect you while using a Zipcar.”
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Read advice from car experts at Jerry
Browse by topics
What others are asking
I am carrying the recommended limits on my auto policy. How come I still need to pay out of pocket for this accident?
"The limits I carry on my auto policy are 100/300/50, which my agent recommended to me at the time. I skidded off the ice and slammed into the corner of my neighbor's house. They say it will cost $150,000 to repair, but my policy will only cover $50,000! I thought I was appropriately covered."
May 12, 2021
Should using driver demographic information be illegal?
Isn't it unfair that companies use statistics to determine rates? I don't understand why it's legal for them to use personal information to price car insurance.
Sep 14, 2021
What is a good car insurance company in North Dakota?
What is the best company in North Dakota? I'm buying car insurance for the first time as a new car owner.
Sep 14, 2021