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What does Zipcar insurance cover?
I know I have insurance through Zipcar, but what is covered? Do I need to supplement with my own insurance?
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Zipcar’s
car insurance
policy covers physical damage, similar to collision coverage
on a standard car insurance policy. Zipcar insurance also includes:
- Personal Injury Protection (PIP) or no-fault coverage if required by the state
In an accident, drivers are responsible for up to the first $1,000. After that, Zipcar covers the remaining damage. You can purchase a damage protection plan that will help reduce or eliminate the initial $1,000 as well.
If you’re concerned about Zipcar’s policy not offering adequate coverage, you can always purchase
non-owner car insurance
as a supplemental plan. Non-owner insurance is a policy for those who don’t own vehicles. A policy will extend coverage to any car you drive, which may include a Zipcar. To learn more about non-owners insurance or get a quote, you’ll need to call car insurance companies. As non-owner’s policies are nonstandard, you typically can’t request a quote online. You can also call or text
Jerry’s
friendly agents at (650)753-7799. As licensed agents, they can help you find the best policy from numerous companies to protect you while using a Zipcar.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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