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What does your driving record contain?
"I know that car insurance companies look at driving records, but what's on them? What does it mean if someone has a clean record?"
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
A driving record or Motor Vehicle Report includes:
- Tickets
- Accidents
- Driving-related incidents that you’ve been involved in
- License suspensions
- Points or demerits on your license
A
clean driving record
means that you have no violations, accidents, or tickets on your record. If you have a clean record, an insurance company is going to assume you’re a lower risk than someone who has two speeding tickets on their record. You’ll typically get a lower car insurance rate with a clean driving record. Accidents, tickets, and violations typically stay on your record for three to five years. If you’re worried about insurance rates because you don’t have a squeaky clean driving record, don’t stress! Your rates will start to decrease as your violations age.
If you want to save money on car insurance right now, use
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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