What does USAA comprehensive car insurance cover?

What's included in USAA comprehensive car insurance? I was thinking about adding USAA comprehensive car insurance to my vehicle but I'm not sure if it's worth it.

Answer provided by
Eric Schad
Answered on Jul 16, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“With most car insurance companies, including USAA, comprehensive coverage protects your car from damage not caused by a collision.
Some examples of what it covers include:
  • Acts of God
  • Weather events
  • Flood and fire
  • Hitting an animal
  • Vandalism and theft
  • Damage from falling objects or debris
If you have a newer or more expensive vehicle, comprehensive coverage is probably a good idea for both peace of mind and your bank account.”

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