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What does unlimited PIP coverage mean?
Does unlimited PIP cover anything more than normal PIP? I'm reviewing my policy options before renewal and noticed that my insurance offers unlimited PIP. What does this mean?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“When a
car insurance
policy offers unlimited PIP, it means that there is no limit to what it will cover in regards to medical expenses. With most insurance policies, there is a coverage limit that can be on a per person or per accident basis. If you exceed that limit, you’re responsible for paying for the remaining cost out of pocket.
There is no difference in benefits between
PIP
with a policy limit or unlimited PIP. Unlimited PIP is simply eliminating any out pocket costs if you’re injured in an accident.”View full answer
- Gregory R.
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