What does unlimited PIP coverage mean?

Does unlimited PIP cover anything more than normal PIP? I'm reviewing my policy options before renewal and noticed that my insurance offers unlimited PIP. What does this mean?

Answer
“When a car insurance policy offers unlimited PIP, it means that there is no limit to what it will cover in regards to medical expenses.
With most insurance policies, there is a coverage limit that can be on a per person or per accident basis. If you exceed that limit, you’re responsible for paying for the remaining cost out of pocket.
There is no difference in benefits between PIP with a policy limit or unlimited PIP. Unlimited PIP is simply eliminating any out pocket costs if you’re injured in an accident.”
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Emily Maracle
Answered on Jul 06, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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