What does unlimited PIP coverage mean?
Does unlimited PIP cover anything more than normal PIP? I'm reviewing my policy options before renewal and noticed that my insurance offers unlimited PIP. What does this mean?
“When a car insurance policy offers unlimited PIP, it means that there is no limit to what it will cover in regards to medical expenses.
With most insurance policies, there is a coverage limit that can be on a per person or per accident basis. If you exceed that limit, you’re responsible for paying for the remaining cost out of pocket.
There is no difference in benefits between PIP with a policy limit or unlimited PIP. Unlimited PIP is simply eliminating any out pocket costs if you’re injured in an accident.”
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
Does PIP coverage vary depending on your car insurance carrier?
Will I have the same PIP benefits and coverages or does it change with every carrier? I live in New Jersey and I'm thinking of switching car insurance carriers.
Jul 06, 2021
Does my PIP insurance cover another driver?
Will my PIP insurance cover the other driver's injuries? I was in an accident and at fault.
Jul 06, 2021