What does uninsured motorist cover in Indiana?

I have uninsured motorist coverage on my policy and I'm wondering what it covers. I know it usually takes care of medical bills and property damage, but would it cover anything else?

Answer
“In most policies, uninsured motorist coverage covers both bodily injury and property damage if you’re in an accident with an at-fault, uninsured driver.
Beyond this, every carrier is different. Some insurance companies include loss of use, work loss, and pain and suffering in their uninsured motorist coverage. Others do not.
If you’re not sure what your Indiana policy specifically covers, you should reach out to your insurance company. They will be able to provide you details about your coverage and answer any situational questions you may have. “
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Emily Maracle
Answered on May 10, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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