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What does snowmobile insurance typically cover?

I need to insure my snowmobiles. What can I expect to be included on a policy?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“A lot of people don’t think about insuring their snowmobiles, so this is a great question!
Most snowmobile policies provide coverages similar to
car insurance
. Some common coverages you’ll see are:
Depending on where you live or ride your snowmobile, it may be required by law to carry snowmobile insurance. You’ll want to check with your DMV to confirm whether there’s a set amount of coverage you’re required to have.
If your state government doesn’t require it, snowmobile insurance is still something you should consider. Snowmobile accidents are fairly common and insurance can help protect you and others from injury or damage.
To see what coverage is available to you, you can reach out to various car insurance companies in your area. Most offer policies for snowmobiles. If you’re currently insured, you can also check to see if you’d get a discount for adding a snowmobile policy to your current one.
If you want to get the best deal on your snowmobile insurance, check out the
Jerry
app. We’ll get you multiple quotes from the top providers so you know that you’re getting the best price for the coverage you need. That way, you can get out in the snow worry-free!”
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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