What does rental reimbursement cover?

Does rental reimbursement protect me if I'm in a rental car? I have rental reimbursement coverage on my policy.

Answer provided by
Emily Maracle
Answered on Jul 15, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
Rental reimbursement coverage is different from rental car insurance.
Rental reimbursement coverage will provide you with a rental car up to the specified limit if your vehicle needs to be repaired after an accident.
Rental car insurance provides you with insurance coverage when you’re renting a vehicle. Rental car insurance can come from your own policy or the rental car company’s insurance.
Rental reimbursement is optional on a car insurance policy.
If you decide you’d like it, you often have the ability to select a variety of policy limits. These will be on a per day and per accident basis.
Should you get into an accident where your vehicle needs to be repaired, you can use your rental reimbursement until your vehicle is fixed.”

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