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What does personal injury protection cover in Pennsylvania?
Why is personal injury protection required in Pennsylvania? I'm confused about what personal injury protection does.
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“
Personal injury protection
, otherwise known as PIP, covers medical expenses if you’re injured in an auto accident. It also provides additional benefits like:- lost wages
- funeral expenses
- surgical operations
PIP coverage is not dependent on fault and will pay out immediately if you’re injured in an accident.
While it may seem unnecessary to have, especially if you have health insurance, PIP can be beneficial.
If you have a high health insurance deductible or need to go to the hospital immediately following an accident, PIP will kick in right away. It also often has more complete coverage than health insurance.”
View full answer
- Gregory R.
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