What does not subject to deductible mean?

I want to make sure I have the coverage; what does this mean? I am looking at my auto insurance policy and it says not subject to deductible for the liability coverages.

“Some parts of your car insurance policy have a deductible and some don’t. It doesn’t mean that you are missing any coverages.
A deductible will not apply for coverages like:
If you are involved in an accident, your insurance carrier will make these payments and you will not have an out-of-pocket expense.
Physical damage coverages do have to pay a deductible, like:
The most popular option for deductibles are $500 or $1000, although more choices are available.
When a claim is submitted, the customer will pay the agreed-upon deductible and the insurance carrier will pay the rest up to the actual cash value of the vehicle.
When reviewing your policy, it’s always a good idea to compare your rates with other companies to make sure you are getting the best rates. Try using the free Jerry apo compare rates with the top companies in under a minute.”
Shannon Martin
Answered on Jul 26, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.

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