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What does not subject to deductible mean?
I want to make sure I have the coverage; what does this mean? I am looking at my auto insurance policy and it says not subject to deductible for the liability coverages.
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Some parts of your
car insurance
policy have a deductible and some don’t. It doesn’t mean that you are missing any coverages.A deductible will not apply for coverages like:
If you are involved in an accident, your insurance carrier will make these payments and you will not have an out-of-pocket expense.
Physical damage coverages do have to pay a deductible, like:
The most popular option for deductibles are $500 or $1000, although more choices are available.
When a claim is submitted, the customer will pay the agreed-upon deductible and the insurance carrier will pay the rest up to the actual cash value of the vehicle.
When reviewing your policy, it’s always a good idea to compare your rates with other companies to make sure you are getting the best rates. Try using the free
Jerry
apo compare rates with the top companies in under a minute.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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