What does it mean to be a non-rated driver with Progressive?
My in-laws live with us and are non-rated drivers on my policy. Does that mean they are covered?
“Rating and drivers on a car insurance policy can be complex. It’s completely understandable to want more clarification on it!
When listing drivers, a rated or non-rated determines how each driver on a policy will affect rates. Non-rated drivers, no matter their driving history, won’t affect your insurance rates, while rated drivers will.
Although your in-laws are non-rated, they will have coverage under your Progressive policy. Their non-rated status simply means you don’t have to worry about their influence on your premiums.
That said, it’s always best to check with Progressive. Every insurance company has unique terms and conditions. It’s better to know now than when you need to submit a claim!
Should Progressive not cover your in-laws or your rate increases when listing them as rated, consider shopping around. If you’d like help, go to Jerry. Jerry finds the best rates with top insurance providers in seconds for free!”
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Read advice from car experts at Jerry
Browse by topics
What others are asking
What is a rated driver?
I just learned that my adult son, who lives with us but doesn't drive, is listed as a not-rated driver on my car insurance policy. What does this mean?
Sep 15, 2021
Where can you buy flood insurance?
Where can I get flood insurance? I live in Florida and I need to make sure I'm covered, especially with all these storms coming in.
Sep 14, 2021
Can you add someone with their own vehicle to your policy?
My husband's brother is going to be moving in with us. My husband wants to add him and his car to our policy. Is this possible? Does he need to get his own insurance?
Sep 15, 2021