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What Does Farmers Home Insurance Cover?
I’m looking for a new home insurance policy and I’m having a hard time figuring out how one insurance company policy is different from another. What does Farmers home insurance cover?
Melanie Mergen · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Comparing home insurance policies can be tricky, especially when you’re getting into the details of the fine print. What a Farmers home insurance policy covers depends on the level of coverage you choose.
- Standard: A basic insurance plan geared toward newer homeowners, it balances essential coverage with affordability.
- Enhanced: Has higher limits and additional coverage features.
- Premier: Offers the highest limits and property coverage. Can also include “GuaranteedReplacement Coverage” if the right conditions are met.
According to its website, each coverage level also offers a good amount of flexibility if you want to add or alter limits or another aspect of your coverage. An agent can help walk you through the process and discuss how each change would affect the coverage and premium.
Even if you’re considering Farmers it never hurts to look into other companies. If you’re looking for an easy way to compare home insurance options from top insurance providers, the
Jerry
app can help you make it easy! You can even bundle with your car insurance to save on both policies.Getting started takes under a minute, and the average Jerry user saves $887 per year on car insurance.
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- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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