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What does BI mean?
What does BI mean?
Every insurance policy has BI listed as a coverage; what does that mean?
Emily Maracle
· Updated on
Aug 30, 2023
Reviewed by Shannon Martin, Licensed Insurance Agent.
“BI on car insurance policies stands for
bodily injury liability
.
Bodily injury is found on most policies as almost every state’s
minimum car insurance
required includes a bodily injury limit.
Bodily injury covers any injuries you may cause to
other drivers
and their passengers when you’re
at fault
in an accident.
It is made up of two numbers: a
per person
and
per accident
limit. This limit includes coverage for:
medical expenses
lost wages
pain and suffering
funeral costs
If the other party’s injuries exceed your policy limit, you may be required to pay for the additional costs out of pocket.
Bodily injury also does
not
provide you with any coverage if you’re hurt and at fault in an accident.
For your own coverage, you’d need
medical payments coverage
or personal injury protection.”
MORE
:
Can I Use Health Insurance To Cover Car Accident Injuries?
Types of Insurance
Bodily Injury
View full answer
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