Reviewed by Shannon Martin, Licensed Insurance Agent.
Good question! A standard renters insurance policy from Assurant covers personal and property liability.
A typical renters policy—with Assurant or any other company—covers:
Damage to personal items due to covered perils
Personal liability if you get sued
Some living expenses if your home becomes uninhabitable
Some medical expenses if an accident occurs on your property
Renters insurance policies are customizable. Whether you go with Assurant or another company, you have some flexibility with regard to your deductible, policy limit, and additional endorsements.
To figure out what you need from a renters policy, start by
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