What does an HOA consider a commercial vehicle?

There is a condo I have my eye on, but when I was at the open house, I noticed the parking lot seemed a little small. The real estate agent said that commercial cars aren't allowed, and I drive a stretch limousine for a living. What is considered a commercial vehicle by the HOA?

Find out if you’re getting ripped off on your car insurance in less than two minutes.
No spam · No long forms · No fees
Find savings (100% Free)
rating white
3.5k Ratings
Answer provided by
Shannon Martin
Answered on Jun 22, 2022
Every HOA can have its own guidelines on what they consider a commercial vehicle. It is common for a limousine that can carry more than nine passengers to be categorized as commercial.
It would be in your best interest to have your real estate agent ask the HOA specifically about where you could park a stretch limo. An average parking spot is 18 feet long and 9 feet wide and a stretch limo is 30 feet long—that is a lot of space for one condo to take up.
There are generally two ways a vehicle is deemed commercial:
  • The car is registered as a commercial vehicle with the DMV, regardless of the size
  • The HOA can use weight, size, and passenger capacity to determine which vehicles exceed the parking lot limitations
If you have your heart set on this condo, consider paying for a parking spot at another location.
By downloading the Jerry app, you can save money every year on car insurance to help pay for a rented garage space.
Jerry is an insurance comparison super app that gathers your information from your past insurer, so you’re not responsible for any long forms or phone calls.

Here to save on car and home insurance? Great, you do that. We’ll do everything else.

Sign up in under a minute.
No need to fill out forms or shop around. Sign up in 45 seconds to start saving. Jerry does the rest.
Jerry collects and analyzes your current coverage.
Say hello to Jerry, your new insurance agent. We’ll contact your insurance company, review your current plan, then find the coverage that fits your needs and saves you money.
Get the best options before your renewal.
Jerry does all the picky, busy work by comparing prices and coverage from more than 50+ insurance companies. We compare what we find to your current policy and offer you the three best options before every renewal.

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free