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What does an adjuster do after an accident?
I recently got into an accident, and my friend told me I'll need to talk to an insurance adjuster. What should I expect?
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“After you get into an accident, it’s an insurance adjuster’s job to determine how much of the loss your insurance company will pay.
The adjuster will probably ask for your account of the crash—including when, where, and how the accident occurred—and which vehicles were damaged. You won’t have to provide exact numbers or assign fault, but you will need to give the adjuster accurate information.
Once the adjuster collects the information, they will talk to you about your deductible and set up an appointment for your car at a body shop. At that point, any necessary repairs will begin. The insurance company will usually handle the payment with the body shop directly, so you’ll just need to pay the body shop the deductible in order to get your car back.
After a car accident, your insurance rate will most likely
increase
. You may want to switch providers to reduce your premium.If you’d rather leave the hard work of gathering quotes to someone else, use
Jerry
. The Jerry app will gather quotes from top insurance providers for you to help ensure that you get the best coverage for your car at the best possible price.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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