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What does an act of God mean on a car insurance policy?

I see the term mentioned throughout my policy, but I'm not sure what it means. Does it include a special type of insurance?

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Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“An
act of God
is defined as a natural hazard that isn’t caused by a human. Natural disasters are typically what
car insurance
companies consider acts of God.
Comprehensive coverage
is the type of insurance that covers acts of God. Acts of God include incidents such as:
  • Fire
  • Hurricanes
  • Hail
  • Floods
  • Earthquakes
If you’d like more information on what your policy covers, reach out to your insurance company. They can provide you with more information on your policy coverages and exclusions.”
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