What does an act of God mean on a car insurance policy?

I see the term mentioned throughout my policy, but I'm not sure what it means. Does it include a special type of insurance?

Answer
“An act of God is defined as a natural hazard that isn’t caused by a human. Natural disasters are typically what car insurance companies consider acts of God.
Comprehensive coverage is the type of insurance that covers acts of God. Acts of God include incidents such as:
  • Fire
  • Hurricanes
  • Hail
  • Floods
  • Earthquakes
If you’d like more information on what your policy covers, reach out to your insurance company. They can provide you with more information on your policy coverages and exclusions.”
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Emily Maracle
Answered on Jul 29, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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