Q: What does 100/300 liability coverage for my Dodge Dakota mean?
Apr 16, 2021

I'm searching for insurance for my Dodge Dakota. I've seen 100/300 numerous times. What does 100/300 coverage mean?

Answer provided by
Eric Schad
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“The two numbers refer to the bodily injury liability portion of liability insurance. This means that the insurance policy will pay up to $100,000 in bodily injury liability per person and up to $300,000 in bodily injury liability per accident.

So if four people were in the other vehicle in an accident that you caused, no one person could get more than $100,000 in insurance coverage, and all four couldn’t get more than $300,000. If the value of their medical bills was higher than these numbers, you would have to pay for the remaining balance out of pocket.”

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