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What does 100/300 liability coverage for my Dodge Dakota mean?

I'm searching for insurance for my Dodge Dakota. I've seen 100/300 numerous times. What does 100/300 coverage mean?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The two numbers refer to the
bodily injury liability
 portion of liability insurance. This means that the insurance policy will pay up to $100,000 in bodily injury liability per person and up to $300,000 in bodily injury liability per accident.
So if four people were in the other vehicle in an accident that you caused, no one person could get more than $100,000 in insurance coverage, and all four couldn’t get more than $300,000. If the value of their medical bills was higher than these numbers, you would have to pay for the remaining balance out of pocket.”
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