PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
What do you need to get a car loan?
I’m in the market for a new car after my last one finally gave out on me. I want to buy a new one, but I'm a little short on cash. What exactly do I need to do if I want to get a car loan?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Sorry to hear that your old car finally bit the dust, but finding a new car is an exciting venture!
To get a car loan, start by shopping around for a lender who can offer you the best possible rate. Your first option will rarely be your best, so shopping around ensures you’ll find a good deal!
- Proof of income, such as pay stubs or tax returns
- Proof of identity (a driver’s license should suffice)
- Vehicle identification number (VIN)
- Banking history/bank statements
- Proof of residency, such as a utility bill
- Down payment method (if applicable)
Most of these documents should be easily accessible, except the proof of insurance. You may be wondering how you can get proof of insurance before you have a car. Luckily, the process is easy! All you need to do is:
- Call an insurance company
- Tell them your desired car’s VIN
- Review the quote they give you
If you like their offer, ask your provider to help you set an effective insurance date.
For help finding the best rate for the coverage you need, try the
Jerry
app. A licensed broker, Jerry can help you compare quotes from over 50 top providers in minutes. When you find a better rate, Jerry can help you buy your new coverage, switch your provider, and even help cancel your old policy!View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
