What do you have to do to get a title loan on your car?

I know title loans are risky and that I could lose my car, but there’s been a family emergency. I need money to purchase a plane ticket immediately. How do I get a title loan?

Answer
I’m sorry to hear about your family emergency. I hope everything works out for you.
To apply for a car title loan, make sure they are legal in your state and then find a lender. Lender’s terms and APRs](https://getjerry.com/advice/what-is-apr-and-how-is-it-calculated-by-marisol-pereira) differ, but you’re more likely to find a loan you can repay if you compare a few loan agreements.
Requirements vary by lender, but you should have the following handy when applying:
  • Vehicle title and registration
  • Any financial documents related to the vehicle
  • Driver’s license
  • Proof of insurance
  • Proof of residency like a utility bill
  • Proof of income like recent pay stubs
  • Contact information for at least two references
Once you get the title loan, you can increase your chances of being able to pay it back by using Jerry to save money on your car insurance.
As a licensed broker, the Jerry app does all the hard work of finding cheap quotes from the top name-brand insurance companies. Jerry customers save an average of $879 a year, and they will even help you cancel your old policy.
Jack Walsh
Answered on Nov 15, 2021
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