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What do you do if your car has flood damage?
The seats and interior of my Toyota Prius have major water damage. What are my options for repair?
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you have
comprehensive coverage
, the best option is to file a claim through your car insurance
provider. With comprehensive insurance, you will need to pay a deductible before the coverage kicks in. Most people have deductibles of $500 or $1000. In this case, it would be a good idea to get an estimate for how much it will cost to repair the damage.
If the amount is less than your deductible, you should pay for the repairs directly.
Comprehensive coverage is a not-at-fault claim, so your policy premiums* shouldn’t* increase. However, if you see an increase at your next renewal, give the folks at Jerry the chance to find a cheaper policy for you. After providing you with a comprehensive cross-analysis of the best policies across providers,
Jerry
will handle the phone calls, paperwork, and renewals for your top pick so that you don’t have to.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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