For example, Louisiana has the highest year insurance rate at $2,724 while Hawaii has the cheapest annual rate at $1,127 annually.
Even if someone owns the same vehicle, has the same insurance company as you, and lives in the same state, they might pay a completely different amount for their insurance. This is because insurance carriers also look at your age, credit history, and driving record.
If you feel like you’re overpaying for car insurance, the best thing you can do is shop around.