Services
Insurance
Loans
Repairs
Advice
About

What do most people pay for car insurance?

I feel like I'm being overcharged for insurance. What is the average cost that people pay for insurance?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The average cost of
car insurance
is $1,674 per year. However, this amount varies drastically depending many factors, including your driving record on where you live.
For example, Louisiana has the highest year insurance rate at $2,724 while Hawaii has the cheapest annual rate at $1,127 annually.
Even if someone owns the same vehicle, has the same insurance company as you, and lives in the same state, they might pay a completely different amount for their insurance. This is because insurance carriers also look at your age, credit history, and driving record.
If you feel like you’re overpaying for car insurance, the best thing you can do is shop around.
If you want to save money on car insurance, the
Jerry
app is a good place to start. As a licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand insurance companies and buying new car insurance. Jerry will even cancel your old policy for you.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings