will vary from lender to lender, but in most cases, you will need:
A decent credit score and established credit history
Proof of income that verifies you can afford the loan
A debt-to-income ratio of 43%, which signifies that you aren’t taking on more debt than you can afford
If all three of these check out, you can likely qualify for a car loan. However, some lenders may require that you get a cosigner in order to qualify. This is a person with good income and great credit who agrees to take responsibility for the loan if you become unable to pay.
If you have credit history but a poor credit score, you may be limited to loans from a subprime lender or
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