What do I need for state minimum car insurance coverage in Maine?
What insurance do I have to get in Maine? I want to purchase the bare minimum insurance to avoid high premiums in Maine.
Answer provided by
Answered on Jul 20, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
“In Maine, like most states, you will need to purchase liability car insurance, which helps protect other drivers in an accident where you’re at fault. This includes both bodily injury liability and personal property damage liability.
But Maine has more requirements than just liability. You’ll also need to purchase:
- Uninsured motorist coverage with a limit of $50,000 per person/$100,000 per accident.
- Medical payments coverage of $2,000.
You can add comprehensive coverage or collision coverage as you see fit, although these forms of car insurance aren’t required by law. Raising your liability limits above the Maine state minimum is a good idea to protect yourself financially.”
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